Great Lakes winters, older masonry stock and Cook County's plaintiff-friendly courts make Chicago hotels a demanding hospitality placement. We put 20+ hospitality carriers that still write Chicago hotels in competition to beat your rate, and a real broker answers when you call.
We paid about $300 to get you to this page, and we intend to earn it. That’s why a real broker from Johal Insurance Brokers will call you back within one hour of submission. You won’t get a hundred calls from random brokers. You’ll get one call from us, and we’ll handle everything start to finish. Let’s get you saving on your property. Drop your info to the right.
If this is a brand new purchase, you can ignore this. But if you already have existing coverage, contact your current insurance company and request something called a loss run. It will be emailed to you and must be submitted when we quote. We recommend getting it now — whether you go with us or shop elsewhere, any broker will need it. This is one of the biggest things that slows down getting a property quote.
Three steps. One real broker. No call center, no runaround.
The quick form above — four fields, that’s it.
A real broker puts carriers in competition for your business.
A broker calls you within the hour with your options and straight advice.
Every name below sells you one policy — take it or leave it. We work for you, not a carrier, so we put all of them plus more A-rated companies in competition for your hotel and make them fight over your price. Competition is how premiums come down.
Hospitality premiums are easing from their post-2020 peak — but Chicago's winter freeze, older stock and litigation climate keep hotels priced on exposure. These are the levers underwriters price on:
A complete Chicago hotel program should include replacement-cost property, general liability, liquor liability, business income, equipment breakdown and ordinance & law — with ordinance & law sized generously for older stock.
Commercial property insurance costs vary widely by building type, location, and risk factors. Our clients typically save $300 to $800 per month by working with us. We shop multiple A-rated carriers, negotiate discounts on construction class, sprinklers, roof age, and occupancy, and help you avoid costly coverage gaps. See the full cost guide for your property type.
View Full Cost GuideHotels, motels and inns across Chicagoland — the Loop, River North, Magnificent Mile, O'Hare and Midway airport corridors, and the surrounding suburbs — from limited-service and extended-stay to full-service flags and independent properties other carriers decline.
Also serving: Houston hotel insurance · Dallas hotel insurance · All hotel locations
We pick up when you call. We fight for your price at renewal, not just year one. And we tell you the truth even when it costs us the sale. If your current price is fair, we’ll say so. If you’re overpaying, we’ll show you by how much.
One licensed broker calls you within the hour. No call center.
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