Wind, hail, and liability coverage built for Texas retail center owners. Licensed in Texas.
No obligation. We compare carriers so you don't have to.
Or call us directly: (805) 380-5564
Parm will personally call you within 2 hours with your custom quote and coverage comparison.
Texas strip mall owners face relentless hail seasons, hurricane-force winds on the coast, and high-traffic parking lot liability. Your policy needs to cover all of it without percentage deductibles eating your claim.
We shop 20+ carriers to find you the best rate and coverage.
See exactly what each policy covers — no fine print surprises.
Parm Johal handles your account personally. One call, one person.
We know Texas commercial real estate — wind/hail deductible buybacks, TWIA coastal placements, and how to insure high-risk tenant mixes.
Most Texas carriers default to 2-5% wind/hail deductibles. On a $2M strip center, that's $40-100K out of pocket. We find carriers with flat $5K-$25K deductibles instead.
Restaurants, gas stations, liquor stores — we structure your policy to handle the liability exposure from high-risk tenants without exclusions that leave you uncovered.
New construction and value-add strip centers across DFW, Houston, Austin, and San Antonio. We insure centers from acquisition through stabilization.