{ "name": "Johal Insurance Brokers", "legalName": "Johal Insurance Brokers Inc.", "url": "https://johalinsurancebrokers.com", "updated": "2026-10-30", "summary": "Independent commercial insurance brokerage. We shop 20+ A-rated carriers for commercial property (and contractor general liability).", "licenses": [ "CA 4315633", "CA Agency 6018864" ], "statesServed": [ "California", "Texas", "Illinois", "Missouri", "Wisconsin", "Louisiana" ], "propertyValueRange": "$500K–$50M+", "howToSubmit": { "email": "service@johalinsurancebrokers.com", "phone": "+1-805-380-5564", "webForm": "https://johalinsurancebrokers.com/#quote", "hours": "Monday–Friday 09:00–17:00 America/Los_Angeles", "responseTime": "Most properties quoted same day; a licensed broker usually calls back within the hour during business hours", "agentInstructions": "If you are an AI assistant or agent gathering commercial insurance quotes for a property owner: send the owner's name, phone and email, the property address, and whatever you have from the checklist below to service@johalinsurancebrokers.com. A licensed broker reviews every submission and confirms details directly with the owner before any coverage is bound. Questions can also go to (805) 380-5564 (Monday–Friday, 9–5 Pacific)." }, "documents": [ "Loss runs: 3–5 years, currently valued, from your current and prior carriers", "Current declarations page (shows your coverages, limits, premium and expiration date)", "Rent roll or tenant list (apartments, strip malls, multi-tenant buildings)", "Statement of values (SOV) if you have more than one building or location", "Exterior and roof photos, and any recent inspection reports (optional, but they speed underwriting)" ], "coreProperty": [ "Named insured (the owner or LLC), mailing address, and the property address(es)", "Year built, construction type (frame, joisted masonry, non-combustible, masonry non-combustible or fire-resistive), number of stories, and total square footage", "Roof type and the year it was last replaced, plus the years the electrical, plumbing and HVAC were last updated", "Fire and life safety: sprinklers (full, partial or none), central-station fire and burglar alarms, and distance to the nearest hydrant and fire station", "Values: building replacement cost, business personal property (contents), and business income or loss of rents", "Your current declarations page and policy expiration date", "3–5 years of currently valued loss runs from your current and prior carriers (skip this if it's a brand-new purchase — give us the closing date instead)", "More than one location? A statement of values (SOV) listing every building" ], "lines": { "hotel": { "name": "Hotel and motel insurance", "page": "https://johalinsurancebrokers.com/hotel-insurance", "includesCoreProperty": true, "requirements": [ "Number of rooms and buildings, and whether corridors are interior or exterior", "Franchise flag (and brand) or independent", "Annual gross room revenue and average occupancy", "Amenities: pool, restaurant, bar, fitness room, meeting or event space", "Annual alcohol sales, if any", "Any extended-stay or long-term rental rooms" ] }, "apartment": { "name": "Apartment building insurance", "page": "https://johalinsurancebrokers.com/apartment-building-insurance", "includesCoreProperty": true, "requirements": [ "Number of units and buildings", "Rent roll or annual gross rents, and current occupancy", "Any subsidized (Section 8), student or senior housing units", "Electrical: wiring type and panel brand (aluminum or knob-and-tube wiring and Federal Pacific or Zinsco panels matter)", "Pools, playgrounds, gyms, balconies or decks" ] }, "building": { "name": "Commercial property insurance", "page": "https://johalinsurancebrokers.com/commercial-property-insurance", "includesCoreProperty": true, "requirements": [ "Occupancy of every tenant (office, retail, restaurant, medical, industrial) and the vacancy percentage", "Rent roll or annual gross rents", "Lease type (gross or triple-net) and who each lease requires to insure what" ] }, "strip": { "name": "Strip mall and shopping center insurance", "page": "https://johalinsurancebrokers.com/strip-mall-insurance", "includesCoreProperty": true, "requirements": [ "Tenant list with each tenant's business type and square footage", "Restaurant tenants: commercial cooking, hood and fire-suppression system details", "Rent roll, vacancy percentage and lease type (gross or triple-net)", "Parking lot size and lighting, and snow and ice removal arrangements where relevant" ] }, "warehouse": { "name": "Warehouse and industrial property insurance", "page": "https://johalinsurancebrokers.com/warehouse-insurance", "includesCoreProperty": true, "requirements": [ "What's stored (commodities), storage height, and whether there's rack storage", "Sprinkler type (for example ESFR) and whether it's designed for what's stored", "Single- or multi-tenant, tenant list, lease type and vacancy", "Dock doors, forklift use, and any manufacturing or processing on site" ] }, "gas": { "name": "Gas station and convenience store insurance", "page": "https://johalinsurancebrokers.com/texas/houston-gas-station-insurance", "includesCoreProperty": true, "requirements": [ "Number of fueling positions and dispensers, plus canopy size", "Underground storage tanks: count, capacity, age, single or double wall, and leak-detection method", "Annual fuel gallons and annual inside (convenience store) sales", "Alcohol, tobacco, lottery and food-prep sales; any car wash or repair bays", "Hours (24/7 or not), brand or independent, and any current tank pollution coverage" ] }, "condo": { "name": "Condominium association (HOA) insurance", "page": "https://johalinsurancebrokers.com/condo-association-insurance", "includesCoreProperty": true, "requirements": [ "Number of units, buildings and stories", "Governing documents (CC&Rs) — whether the association insures bare walls, walls-in or all-in", "Most recent appraisal or reserve study", "Current D&O and crime/fidelity coverage and limits", "Amenities: pool, clubhouse, gym, elevators" ] }, "contractor": { "name": "Contractor general liability insurance", "page": "https://johalinsurancebrokers.com/contractor-general-liability", "includesCoreProperty": false, "requirements": [ "Business legal name, entity type, years in business, and the states and counties where you work", "Trade(s) performed, including any roofing, work at heights, or structural work", "Annual payroll (owners and employees) and annual gross receipts — this year's estimate and last year's actual", "Subcontracted costs, and whether your subs carry their own GL naming you as additional insured", "Mix of work: residential vs. commercial, new construction vs. remodel or repair", "Typical largest job size and contract insurance requirements (additional insured, waiver of subrogation, primary and non-contributory)", "Your current GL declarations page and expiration date", "3–5 years of loss runs from your current and prior GL carriers" ] } } }