Our free MCP server and JSON API give your agent the whole knowledge base: every question carriers ask on the ACORD 125, 140 and 126, the statement-of-values columns, the class supplementals and the loss-run rules. When the owner is ready, the agent submits it and a licensed broker shops it with 20+ A-rated carriers.
Named insured, entity, operations, effective date, current carrier, prior cancellations, 5-year loss history.
Year built, construction, stories, square feet, roof and system update years, wiring and panels, sprinklers, alarms, values, business income.
Column layout for 3+ buildings (Excel/CSV), one row per building.
Exposure basis, limits, tenant insurance, hazards, subcontractors, contract requirements, claims.
Apartments, rental homes, hotels, strip centers, warehouses, office buildings, gas stations, self-storage, condos/HOAs, lessor's risk, contractors, restaurants and liquor.
5-year currently valued loss runs, dec pages, rent roll, SOV, photos, leases. Your agent can upload them straight to the broker.
Commercial property $500K–$50M+ and general liability in California, Texas, Illinois, Missouri, Wisconsin and Louisiana. Also: AI agent liability insurance for companies that build AI agents.
https://johalinsurancebrokers.com/mcpStreamable HTTPNo API keyFreeOfficial MCP Registry
{
"mcpServers": {
"johal-insurance": { "url": "https://johalinsurancebrokers.com/mcp" }
}
}Tools: get_commercial_insurance_guide, get_submission_requirements, submit_commercial_insurance_submission, send_submission_documents, get_premium_estimate_options, plus get_ai_liability_coverage_info and request_ai_liability_quote. Prompt: prepare_commercial_insurance_submission.
No MCP? Use the JSON API (OpenAPI spec): GET /api/commercial-submission?property_class=apartments returns every question and the input schema; POST the same URL to submit.
A licensed broker works every submission by hand, so we accept one only when:
The owner, an officer or their property manager wants the quote and agreed to a call from a licensed broker.
There is an effective date: the renewal or closing date.
Every building has its year built, construction, stories, square feet and replacement value from the owner. Nothing is guessed. The submission also includes a 5-year loss history.
Price-checking only? Use the premium calculator or the cost guide. Agents can't bind coverage; the insured signs the applications. Coverage is subject to underwriting and policy terms.